Eliminate Your Overdraft with the IDT Prime Card

With the start of the academic year drawing ever closer, IDT have brought students a great way to budget their money more effectively. Whether you’re a fresher that is unsure of how to manage your money or a second, third of fourth year student that knows how bad you are at spacing out your student loan and earnings – this new card could be a great help…

The card is pre-paid and can be used anywhere that accepts MasterCard – which is over 24 million locations in the United Kingdom.

Following the great success of pre-paid mobile phones in the student sector – presumably due to the fact that one can not spend money they quite simply do not have – the scheme promises to be a popular one.

Another benefit of the Prime card is that parents can put money directly onto the card if they ever need to send over some urgent cash – eliminating annoying bank transfers or on-line transactions.

The system is also ideal for families that have more than one student at University as a twin card can also be purchased.

Loss or theft also becomes less of a problem if using the IDT card, as funds that are not used on the card remain in your account – a new card just needs to be obtained.

With news that student debt has now reached over £17,000 following the introduction of top-up fees, this method of budgeting money whilst at University could prove to be extremely useful.

The card does cost £3 a time and transaction charges range between 50p and £1 but depending on how often you use your card – this method could be for you.

Money can be deposited directly onto your card anywhere that displays either a ‘Pay Point’ or ‘E-Pay’ sign as well as on-line at www.idtprime.com.

Charlie Whitworth

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